Callout and Assistance

If your vehicle breaks down more than one mile from home and you are unable to drive it, we will pay for the cost of up to three call outs per year and up to one hours labour at the roadside and, if necessary, we will transport you and your vehicle up to 10 miles

For an additional premium we can cover your vehicle for breakdown at your home address or within one mile.

Vehicle Recovery

If your vehicle cannot be repaired immediately at the roadside, we will arrange to transport your vehicle to the nearest repairer within a 10 mile radius.

Message Relay

If we provide assistance with a breakdown away from your home, we will pass on up to two telephone messages to family or friends advising them of your delay.

Motor Legal Protection

If you are prosecuted following an alleged moving traffic offence committed in the insured vehicle, we will pay up to £5000 in legal costs to defend you against such criminal proceedings. We will also institute legal proceedings on your behalf up to £10,000 to pursue compensation if you are injured in a road traffic accident in the insured vehicle or your vehicle suffers damage whilst being driven by you or in your custody and control. Please note this policy does not cover you for speeding or drink or drug related offences.

Medical Transfer & General Assistance

We will offer telephone assistance to help you transfer to a local hospital if you are hospitalised away from home whilst on a journey. We will also organise the callout of a repairer if you are involved in any motor related problem not covered under this policy.